Department of Labor and Regulation

Title - Division of Insurance email the Division of Insurance

Automobile Insurance — Estimates

There is no state law that requires you to obtain two estimates; however, it is a very common and acceptable practice. This permits you to compare estimates and have your vehicle repaired at the lowest possible cost.

Competitive body shop estimates reduce insurance claim costs which help in maintaining or reducing auto insurance rates.

If you choose to have your car repaired at the shop with the higher estimates, you may certainly do so and pay the difference.


Division of Insurance
445 E. Capitol Avenue
Pierre, SD 57501
Tel. 605.773.3563
Fax. 605.773.5369