Department of Labor and Regulation

Title - Division of Insurance email the Division of Insurance

Automobile Insurance — Personal Auto Policy for Business Purposes

Most personal auto policies will exclude coverage for a vehicle while it is being used for "business purposes." You may want to check with your agent to determine if your vehicle is covered and, if not, to see if a policy endorsement can be obtained.

The business may already have liability protection for this type of activity to cover the business's exposure. However, this may not protect you if an accident occurs.




Division of Insurance
124 S. Euclid Ave., 2nd Floor
Pierre, SD 57501
Tel. 605.773.3563
Fax. 605.773.5369