Department of Labor and Regulation

Title - Division of Insurance email the Division of Insurance

Automobile Insurance — Road Testing "At Fault" Accidents

Personal auto policies exclude liability coverage for any person who road tests or delivers your vehicle to you. If an accident were to occur, it would be against the garage's liability coverage if they have coverage for road testing. This coverage may also pay for the damages on your vehicle.


Division of Insurance
124 S. Euclid Ave., 2nd Floor
Pierre, SD 57501
Tel. 605.773.3563
Fax. 605.773.5369