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Flood Insurance

Flood insurance is administered through the Federal Emergency Management Agency (FEMA) by the federal National Flood Insurance Program. It is different than most homeowner or dwelling policies, which in most cases do not cover flood damage.

Flood Disaster and Insurance Questions and Answers

For Federal Emergency Management Agency (FEMA) Disaster Assistance, call 800.621.3362. For general flood insurance questions you may call FEMA general information at 800.421.4661, contact your insurance company or agent, or contact the Division of Insurance.

Bulletins Regarding Flooding (in Adobe .pdf format*)

11-04 Temporary Property Coverage Requirements

Bulletin 11-05 and Order - Temporary Suspension of Cancellation and
  Nonrenewals for Displaced Insureds

Helpful Links

South Dakota Disaster Recovery

FEMA: 2011 Federal Disaster Declarations

FEMA National Flood Insurance Program

Filing a flood insurance claim (from FloodSmart.gov)

What to Do Before a Flood

What to Do After a Flood

*Opening and printing Adobe .pdf files requires Adobe Acrobat Reader. Click here as needed to download the free Adobe Acrobat Reader.

For specific information on a program, division or council, click on one of the following links: