Department of Labor and Regulation

Title - Division of Insurance email the Division of Insurance

Flood Insurance

Flood insurance is administered through the Federal Emergency Management Agency (FEMA) by the federal National Flood Insurance Program. It is different than most homeowner or dwelling policies, which in most cases do not cover flood damage.

Find answers to Frequently Asked Questions about Flood Disaster.

For Federal Emergency Management Agency (FEMA) Disaster Assistance, call 800.621.3362. For general flood insurance questions you may call FEMA general information at 800.421.4661, contact your insurance company or agent, or contact the Division of Insurance.

Guidance from Division of Insurance

What to Do Before a Flood

What to Do After a Flood

Division of Insurance Bulletins Regarding Flooding

11-04 Temporary Property Coverage Requirements

11-05 and Order - Temporary Suspension of Cancellation and Nonrenewals for Displaced Insureds

Helpful Links

South Dakota Disaster Recovery

FEMA Disaster Declarations

FEMA National Flood Insurance Program

Filing a Flood Insurance Claim


Division of Insurance
124 S. Euclid Ave., 2nd Floor
Pierre, SD 57501
Tel. 605.773.3563
Fax. 605.773.5369