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Consultant

South Dakota does not issue licenses to consultants; although if a person is acting in the capacity of a consultant and providing insurance advice, he or she may obtain a producer license. Whenever a person is acting as an agent or consultant for the insured, the person is not required to obtain an appointment. Please note, South Dakota law does not permit a producer to charge fees in addition to a premium. Therefore, no producer may both act as agent of the insured and charge the consumer consultant fees in addition to commissions earned on policies.