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Automobile Insurance

The Law

South Dakota law requires that any person who licenses and/or operates a motor vehicle must show proof of financial responsibility. Most people comply through the purchase of personal automobile insurance.

Guidance on Topics of Frequent Inquiry:

Accident

Business or Commercial Auto Policy

Canceling of Auto Insurance

Credit insurance

Estimates

Hail Damage

Mandatory Insurance Coverage for South Dakota Motorists

Not Filing a Claim

Personal Auto Policy for Business Purposes

Road Testing - "At Fault" Accidents

Rock Chips

SR 22 Financial Responsibility Form

Seasonal Insurance

Substitute Vehicles

Total Loss

Types of Coverage