License Termination or Lapse
If a resident producer loses his or her license due to a lapse or cancellation and they have held a valid resident producer license for at least one year, the producer may re-apply for a new license and will not have to re-test if they apply within one (1) year of the date in which the licensed lapsed or canceled. If the lapse or cancellation is for "failure to renew" the producer has only one year to re-apply before re-testing is required.
If a resident producer license lapses due to non-payment of fees or failing to complete continuing education requirements, that producer may complete an application and pay double the renewal fee to reinstate the license within 12 months. If a non-resident producer license lapses due to non-payment of fees, that producer may complete an application and pay double the renewal fee to reinstate the license within 12 months. No producer may transact the business of insurance in South Dakota while his or her license is in a state of lapse. Appointments with insurers will be terminated.